While credit cards have become an easy target for politicians armed with empty talking points, America’s leading banks remain fully committed to protecting and expanding access to these valued financial tools. 

Because the banking industry is among the most competitive in the world, consumers benefit from the ability to choose from thousands of card issuers, each with unique terms and conditions, to meet their daily needs.  

As opposed to many segments of the economy where Americans are charged fees, fee charges and disclosures in banking are heavily regulated at the federal and state levels. In some instances, these oversight requirements have been in place for more than half a century.